Let me ask you a question. A purely hypothetical question.
If you had, say, $20,000 to spend, what would you do with it?
$20,000, free and clear, with no obligation. What would you do? Would you buy a car? Go on vacation? Put it towards buying property? Give it away? Take classes? Quit your job? Buy yourself a hot tub? What would you do?
My only stipulation in this hypothetical question is that you CANNOT use this $20,000 to pay debt. It’s money to spend, not money already spent. It’s yours. What would you do with it?
It’s okay if you want to go to Vegas and blow it all in a night. Or if you squirrel it away to save for something bigger. But if that is the case, what are you saving for?
I appreciate your thoughts.